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Life Insurance That Makes Sense
We are an independent Life Insurance brokerage. This means we are not tied to one company or another. Rather, we have the ability to shop around and find you the best coverage, at the best price. By utilizing a needs based sales approach, we can determine which product and carrier best fits your personalized needs. Get in touch with an advisor and see what Life Insurance can do for you.
Get the coverage you need at the best price available.
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Quick Phone Call
A quick phone call with one of our advisors.
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Assess needs, make plans and review options.
You are in good hands!
Our life insurance advisors can help you understand what options are available as you plan for the future. We will do the hard work to bring you the best prices for the coverage you need.
Terms are set for a fixed period of time. Term insurance is designed for short term protection such as a mortgage or student loans.
Provides coverage for the entire lifetime of the life insured, with a premium that typically remains level and builds up a Cash Surrender Value over time.
Provides coverage for the entire lifetime of the life insured with an additional savings portion created through the deposit of excess premiums.
Term to 100
Perfect for when the amount of coverage you need doesn’t change over time . An example of this would be wanting to make a donation when you pass away.
Income replacement coverage provides monthly income replacement benefits to the insured should they meet the definition of disable under their policy.
Provides benefits to the insured if they suffer from a catastrophic health event such as life threatening cancer, heart attack and stroke.
Long Term Care
Provides benefits to the life insured to cover the costs of professional health care services for individuals who are no longer able to function properly.
Mammoth Insurance Reviews
Our clients say it best. Here are some of their experiences:
Life Insurance FAQ
Here are some common questions we get about travel insurance. If you still have questions, please don’t hesitate to ask us!
What is the Difference Between Life Insurance and Mortgage Insurance?
Life insurance and Mortgage Insurance are very similar as they both provide coverage for a specified length of time. The benefits paid out by a life insurance policy can be used in any way the beneficiary sees fit. Mortgage insurance or Creditor Insurance is a Life Insurance policy where the Bank is the named beneficiary, and the benefit is used to pay the bank.
What is the Difference Between Whole Life Insurance and Term Insurance?
Term life insurance provides coverage for a predetermined length of time, as long as premiums are paid. Typically, 5,10,15 20 year terms are available. Whole life provides coverage for the entire lifetime of the life insured, as long as premiums are paid. There is also a Cash surrender value which builds up over time, providing additional benefits to the policy holder.
Is Life Insurance Taxable?
The Death benefit paid to a beneficiary is not taxable in Canada.
Who Needs Life Insurance?
Typically, anyone who financially supports either a spouse, children, or other relatives. Those looking to create an estate and leave their loved ones in a position to maintain their standard of living in the event of their loss.