Recreational Insurance

Get The Coverage You Need

Recreational insurance protects you and your property. Getting the right coverage is easy with our online tools and broker assistance.

Three easy steps to get insured!

Fill Out a Form

Provide vehicle and driver information with our form.

Quick Phone Call

A quick phone call with one of our brokers.

Finalize Coverage

Review the quote(s) and finalize your purchase.

We’ve Got You Covered!

The last thing you want is to be stuck wondering if you have the right kind of insurance coverage. We will review the options with you and make sure you have the coverage you need.


Collision insurance covers your ATV, snowmobile or off-road vehicle if it is wrecked.


Third-party liability takes care of costs associated with damage to another vehicle or person or their property in case of an accident.


Comprehensive coverage takes care of damages resulting from other sources like weather, vandalism or theft.

Property Damage Insurance

Property Damage

This coverage protects you from costs to repair or replace your recreational vehicle or damges caused by your vehicle.

watercraft liability insurance

Watercraft Liability

Watercraft liability coverage takes care of injuries to passengers on your boat.

Replacement Cost

Covers the repairs or replacement costs of your recreational property (ie. boat, RV, etc…)

Actual Cash Value

This coverage considers the actual cash value of your depreciated asset for older boats and RVs.

Personal Property

Personal property coverage takes care of replacing personal property that is stored with your property.

Medical Payments

If you have an accident and are injured, your policy will cover related medical expenses.

Removal of Wreck

If you are legally obligated to remove or dispose of your boat or watercraft, your policy will cover the expenses.

Detached Private Structures

This coverage protects detached structures that are part of your RV.

Mammoth Insurance Reviews

Our clients say it best. Here are some of their experiences: